Using a credit card responsibly can help build a strong credit history and improve your credit score. Here are some tips for using a credit card to build credit: 1. Make sure to pay your bill on time each month. Late payments can have a negative impact on your credit score. 2. Keep your credit utilization low. This means that you should try to keep the amount of credit you are using relative to the amount of credit you have available (also known as your credit limit) as low as possible. It's gen